Mark Twain was created by other humans… but his grand parents aren’t famous.
I see no reason the thousands of people who work on an AI will be any more famous than the thousands of non-acting artists who currently work on a movie.
Maybe directors (or the AI prompt writer) becomes more famous… but even that will self-automate pretty quickly
I’ve worked on payment systems. It is very hard to federate unless something like Stripe is used for actual payment.
Credit card companies simply won’t interface with you unless you prove their data is safe. It isn’t a process that scales well.
Brick and mortar companies get around this by having payment terminals which are insanely locked down. (Which is also why those terminals mostly suck)